464 20TH AVE Indian Rocks Beach, FL 33785

Welcome to your dream waterfront retreat, fully updated and move-in ready! This exceptional property combines luxury, flexibility, and peace of mind—professionally renovated post-hurricane with a full 36-inch drywall cut-out and rebuilt throughout the interior. Situated on a wide open cove with breathtaking water views, the main house features 3 bedrooms and 2 bathrooms, including a serene master en-suite overlooking the water. The open-concept floor plan floods with natural light, offering waterfront views from the moment you walk through the front door. Home is fitted with Samsung smart appliances! A custom-designed bunk room comfortably sleeps six—perfect for kids, guests, or added rental appeal. Step outside through French doors to your private waterfront oasis complete with a sparkling pool and a 16,000 lb boat lift—ideal for boating enthusiasts. A detached 2-car garage includes a second washer and dryer and an elevated guest studio with its own entrance, full kitchen, sitting area, king-sized bed, private bathroom, and spectacular water views. It's the perfect space for extended family, guests, or short-term rentals. With no rental restrictions, this property is perfect as a forever home, beach getaway, or high-performing investment. Don't miss the chance to own this fully updated slice of Florida paradise—where luxury meets lifestyle and flexibility meets opportunity.